Premier Capital
Loans Against Property / Lease Rental Discount
Unlock the value in your property or rental income with structured financing solutions.
Whether you hold commercial or residential property, or generate rental income from leased assets, we structure LAP and LRD facilities that release capital at competitive terms — without disrupting ownership.
The Challenge
Significant capital sits locked in property — unused.
Property owners and landlords often hold substantial asset value or steady rental income streams, but accessing that capital for business growth, investment, or personal needs requires navigating complex lender criteria, documentation requirements, and valuation processes. Most people either don't know what's available or receive unfavourable terms through direct bank approaches.
Our Approach
We structure LAP and LRD facilities at optimal terms.
Premier Capital works with your specific property profile and financial situation to design the right facility structure — LAP for capital requirements, LRD for monetising rental income — and sources competitive terms from our network of 20+ banks and NBFCs. We negotiate on your behalf and manage the process end to end.
Why Premier Capital
What You Get
LAP Expertise
Loan Against Property structures for residential, commercial, or industrial assets — with LTV ratios and pricing tailored to your property type and creditworthiness.
LRD Structuring
Lease Rental Discount facilities that allow you to monetise future rental income streams at attractive rates, without selling or vacating the asset.
Competitive Rate Sourcing
Access to 20+ lenders means we find the most competitive rate and terms for your specific asset profile — not just your primary banker's offering.
High LTV Navigation
We know which lenders approve higher loan-to-value ratios for specific property types, and how to present your case to maximise the facility size.
End-to-End Processing
From property valuation coordination and legal title review to application, negotiation, and disbursement — we manage the entire process.
Balance Transfer Support
If you have an existing LAP at a higher rate, we evaluate whether refinancing makes financial sense and manage the switch.
The Process
How It Works
Property & Profile Assessment
We assess your property, existing obligations, credit profile, and capital requirement to map the right facility type and lender shortlist.
Lender Matching & Negotiation
We approach the most suitable lenders, negotiate rate and structure, and present you with a clear comparison of the best options available.
Documentation to Disbursement
We manage all documentation — legal, valuation, financial — and track the file from sanction through to final disbursement.
Trust & Compliance
Transparent. Compliant. Client-First.
We disclose all lender relationships and compensation arrangements upfront before you engage.
All facilities are arranged in full compliance with RBI guidelines and applicable banking regulations.
Legal and valuation processes are conducted through empanelled professionals — we do not cut corners on due diligence.
We give you honest feedback on your property's financing potential before you invest time in an application.
Common Questions
Frequently Asked Questions
Ready to Begin
Start Your Financial
Journey Today
Book a complimentary consultation with the Premier Capital team for Loans Against Property / Lease Rental Discount. No obligation, no pressure — just clarity on your next steps.
Complimentary · Confidential · No obligation
