Goal Planner

Rather than starting from a monthly amount and seeing what it grows into, the goal planner works backward: you tell it the amount you need and by when, and it calculates the monthly SIP required to get there at your expected rate of return.

The calculation

This uses the same compound growth formula as a SIP calculator, solved in reverse — for a given target future value, time horizon, and expected return, there's a unique monthly contribution that reaches exactly that value through monthly compounding.

Using this for multiple goals

If you're planning for several goals at once — a home down payment, a child's education, a wedding — it's worth running each through separately with its own timeline and return assumption, since a goal five years away usually calls for a more conservative return assumption than one twenty years out. A Premier Capital advisor can help you prioritize and fund multiple goals without them competing for the same monthly budget.