Planning Calculators
Retirement Calculator
Find out how large a corpus you'll need to maintain your lifestyle in retirement, and the monthly SIP required to build it.
Your retirement plan
Required Corpus
₹0By age 60, in 30 years
Monthly SIP Required
₹0Future Monthly Expense
₹0Building your retirement corpus
How the required monthly SIP compounds toward your retirement corpus
How the retirement calculator works
This calculator estimates the corpus you'd need at retirement to sustain your current lifestyle, adjusted for inflation between now and your retirement date, and then converts that into a monthly SIP target.
Two steps in the calculation
First, your current monthly expenses are inflated forward to what they'll cost at your retirement age. Second, that future expense is sized into a required corpus using the real (inflation-adjusted) rate of return your investments are expected to sustain during retirement — a standard approach for estimating how large a corpus needs to be to support ongoing withdrawals without running out.
Why this is a starting estimate, not a fixed plan
Actual retirement needs depend on factors this simple calculator doesn't capture — healthcare costs, life expectancy, other income sources like pensions, and changes in lifestyle. Use this as a directional starting point, and revisit the numbers with an advisor as your situation evolves.
Frequently asked questions
It depends on your current expenses, how many years until retirement, expected inflation, and how long your money needs to last after retirement. This calculator gives a starting estimate based on sustaining your inflation-adjusted expenses indefinitely off investment returns.
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Want a retirement plan tailored to your full picture?
A Premier Capital advisor can factor in your existing investments, other income, and life expectancy to build a more precise retirement plan.
